2021 Second Quarter Income Report – $4,720

Welcome to the 2021 second quarter Finance Notebook Income Report. This is a record quarter with almost $5,000 made. In this post, I will talk about how much income I have made for the second quarter of 2021 and how I made that income. I will also go over the progress on the strategy to continue boosting income in 2021 and beyond.

A Little Bit of Background

In the summer of 2019, I decided to retire from my main occupation. I have worked in banking for the past 30 years, mostly in audit and compliance roles. Instead of just retiring, I decided to build this website and start earning money as an entrepreneur. 

Take a look at the Rules and Goals of Finance Notebook to read about the overall objectives.

You may also want to see how much money I have made from the beginning.

Why I Disclose the Income I Make

I think it was Napoleon Hill, who said, “A goal is a dream with a deadline.” Without a deadline, a dream is just a series of thoughts, images, and sensations (Wikipedia). We need to act on those dreams to make them real.

To make my dreams real, I have set annual goals and will document my progress in these quarterly Income Reports.

You may be thinking that I publish these income reports to brag, but that’s not the case because I am not making a lot of money yet. I think what is important is not how much money I make, but whether I am accomplishing my goals.

Eventually, I am hoping that with hard work and a lot of determination, I can continue to meet those goals and maybe go above and beyond those goals.

I am hoping that over time this will become a roadmap for people who want to become entrepreneurs and other than want to earn additional money.

Finance Notebook Income for 2021 Second Quarter

This second quarter of 2021 made it clear that Uber Eats was the star of my gig economy efforts. It has proven to be the most effective and efficient gig so far and I decided to only do Uber Eats and focus on my writing efforts for Site #2 (Home & Garden Niche.)

The second year of my 6-year plan is totally on target. I have made almost $7,000 year-to-date and the goal for year two is to make $10,000. You may want to take a look at the details of the plan here.

The breakdown for the second quarter by sources of revenue (only Uber Eats this quarter) is in the table below. You can also see the earnings for the 2021 first quarter here, 2020 fourth quarter here, the third quarter here, the second quarter here, and the first quarter here.

My main focus for this quarter continued to be writing for Site #2 Income Report (Home & Garden Niche)–more on this below, working on Uber Eats and continuing writing a couple of blog posts for Finance Notebook.

Income Sources

You can read individual reviews by clicking each link within the source of income column below.

Source of IncomeRating (Max. ★★★★★)Income Earned
Uber Eats★★★★★$4,692.96

To clarify, the figures above represent income earned, but not all cash has been received, for two reasons:

1) For some of the new apps I have tested, I have not reached the minimum to get paid, and

2) For other apps, I may have requested the money at the end of the quarter and have not received it yet.

Cash Received Year-To-Date

Below is the income overview showing cash already in my business account. This is a screenshot from my Hurdlr app.

The Hurdlr app is an automatic business expense and mileage tracker app that keeps tabs of all of your income streams, expenses, and tax deductions in real-time, on the go. I am enjoying this app so far and recommend it to any entrepreneur.

As I mentioned above, the amount shown on the Hurdtr app (amount collected) will always be slightly different from the amount earned.

Year-to-date Income Report

Income From Gigs and Side Hustles-$4,692.96

This is the first quarter that I only made money from one activity, Uber Eats. It is also the quarter that I have made the most money. As I look for gigs and side hustles to meet my income goals, I want to work on the ones that make me the most money, easier and faster. So far, Uber Eats has proven to be the most flexible gig for me. I can turn on the app whenever I feel like making some money and I have averaged over $20 per hour.

Uber Eats has allowed me to pay for many of the articles for Site #2 and increase productivity dramatically. Lately, I have been able to write 5 articles per week.

To clarify, I also made $27.25 from Observa.

You can read my full review of Uber Eats here.

Youtube Channels

I go back and forth with my Youtube Channels. For now, they are back on hold, but I am not dismissing them. I think there is a future with them, but they are not my focus now. You may want to visit my Finance Notebook channel.

Blogging Strategy

Blogging continues to be the core of my business at the moment and hopefully for many years to come. I have been working very hard on Site #2 (Home & Garden Niche).

The content of Site #2 revolves around the new house my wife and I built in Lewes, Delaware. I can easily come out with 1,000 articles for this site, which means I will be able to produce content for a long time if it is successful.

I have completed a total of 180 articles since I started in May 2020. The goal for 2021 is to reach about 250. That is about 3 articles per week.

I added some ads in November and have earned $58.75, but I stopped them because the money is not worth the aggravation for my current visitors. And I want to make sure I don’t get penalized by the recent Google Core Vitals upgrade. I will start thinking of monetization in 2022.

I keep a review and income report of Site #2 here.

Finance Notebook (Site #1) Progress

I have only completed 2 articles in the 2nd quarter and I have a total of 51 articles written so far. Site #2 continues to be the priority for this year.

Finance Notebook is the site where I record overall strategy and money-making opportunities. I don’t want to fill it up with a bunch of nonsense I am not interested in.

Because of that, I have not added much content yet. I am planning on writing more articles starting in 2022. Mostly side hustles that may be of interest to me and hopefully to you.

Below is the Google Analytics Chart for the 2021 year to date. There is very little traffic, but that is to be expected. I am practically not adding any content at the moment and this site is in the making money niche, which is very competitive. As I said before, I am in no hurry as long as I keep meeting my income goals.

2021 Second Quarter Income Report - Site #1 progress

Final Thoughts

The focus for 2021 will continue to be blogging, but always keeping an eye on my income goal for 2021, which is $10,000. That is I have to make $10,000 as an entrepreneur and independent contractor. This is going to be easy with Uber Eats. I have already made $6,938 in the first half of the year. Patience and consistency is key as an entrepreneur.

I continue to be very excited and work every day towards my goals.

Thank you for reading.

Please leave a comment below and let me know what you think.

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